Sundaram Consumption Fund Datagrid
Category Consumption Fund
BMSMONEY Rank 3
Rating
Growth Option 04-12-2025
NAV ₹99.0(R) -0.57% ₹108.88(D) -0.57%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 0.64% 15.22% 16.5% 13.8% 14.19%
Direct 1.51% 16.22% 17.53% 14.77% 15.14%
Nifty India Consumption TRI 8.48% 17.57% 18.26% 15.34% 14.68%
SIP (XIRR) Regular 5.7% 13.4% 14.14% 15.38% 13.75%
Direct 6.62% 14.42% 15.16% 16.4% 14.71%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.72 0.34 0.56 0.6% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.5% -17.72% -18.7% 0.9 10.2%
Fund AUM As on: 30/06/2025 1537 Cr
Top Consumption Fund
Fund Name Rank Rating
Tata India Consumer Fund 1
Icici Prudential Bharat Consumption Fund 2
Sundaram Consumption Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) 30.06
-0.1700
-0.5700%
Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) 33.62
-0.1900
-0.5700%
Sundaram Consumption Fund(Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Growth) 99.0
-0.5700
-0.5700%
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Direct Plan - Growth) 108.88
-0.6200
-0.5700%

Review Date: 04-12-2025

Beginning of Analysis

In the Consumption Fund category, Sundaram Consumption Fund is the 8th ranked fund. The category has total 12 funds. The Sundaram Consumption Fund has shown an average past performence in Consumption Fund. The fund has a Jensen Alpha of 0.6% which is higher than the category average of -0.22%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.72 which is higher than the category average of 0.64.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Sundaram Consumption Fund Return Analysis

The Sundaram Consumption Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -1.9%, -1.74 and 3.66 in last one, three and six months respectively. In the same period the category average return was -1.19%, -1.81% and 4.76% respectively.
  • Sundaram Consumption Fund has given a return of 1.51% in last one year. In the same period the Nifty India Consumption TRI return was 8.48%. The fund has given 6.97% less return than the benchmark return.
  • The fund has given a return of 16.22% in last three years and rank 8th out of 12 funds in the category. In the same period the Nifty India Consumption TRI return was 17.57%. The fund has given 1.35% less return than the benchmark return.
  • Sundaram Consumption Fund has given a return of 17.53% in last five years and category average returns is 18.72% in same period. The fund ranked 9th out of 11 funds in the category. In the same period the Nifty India Consumption TRI return was 18.26%. The fund has given 0.73% less return than the benchmark return.
  • The fund has given a return of 15.14% in last ten years and ranked 5th out of eight funds in the category. In the same period the Nifty India Consumption TRI return was 14.68%. The fund has given 0.46% more return than the benchmark return.
  • The fund has given a SIP return of 6.62% in last one year whereas category average SIP return is 7.83%. The fund one year return rank in the category is 12th in 16 funds
  • The fund has SIP return of 14.42% in last three years and ranks 6th in 12 funds. Tata India Consumer Fund has given the highest SIP return (16.37%) in the category in last three years.
  • The fund has SIP return of 15.16% in last five years whereas category average SIP return is 14.77%.

Sundaram Consumption Fund Risk Analysis

  • The fund has a standard deviation of 13.5 and semi deviation of 10.2. The category average standard deviation is 13.41 and semi deviation is 10.13.
  • The fund has a Value at Risk (VaR) of -17.72 and a maximum drawdown of -18.7. The category average VaR is -19.37 and the maximum drawdown is -20.73. The fund has a beta of 0.89 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.97 -0.22
    -1.29
    		-2.12 | -0.37 14 | 16 Poor
    3M Return % -1.95 -0.01
    -2.11
    		-4.48 | 0.71 8 | 16 Good
    6M Return % 3.21 8.70
    4.11
    		-1.43 | 10.01 13 | 16 Poor
    1Y Return % 0.64 8.48
    0.27
    		-6.82 | 6.35 7 | 16 Good
    3Y Return % 15.22 17.57
    14.44
    		6.48 | 17.34 6 | 12 Good
    5Y Return % 16.50 18.26
    17.36
    		12.91 | 20.30 8 | 11 Average
    7Y Return % 13.80 15.34
    14.67
    		10.66 | 18.16 7 | 10 Average
    10Y Return % 14.19 14.68
    14.25
    		11.51 | 16.27 5 | 8 Average
    15Y Return % 12.69 14.74
    13.44
    		11.09 | 15.39 4 | 5 Good
    1Y SIP Return % 5.70
    6.51
    		-1.44 | 15.79 11 | 16 Average
    3Y SIP Return % 13.40
    12.00
    		2.47 | 14.86 4 | 12 Good
    5Y SIP Return % 14.14
    13.43
    		7.19 | 15.17 6 | 11 Good
    7Y SIP Return % 15.38
    15.53
    		9.96 | 18.26 7 | 10 Average
    10Y SIP Return % 13.75
    14.62
    		10.70 | 16.50 6 | 8 Average
    15Y SIP Return % 14.51
    14.46
    		12.24 | 16.51 4 | 6 Good
    Standard Deviation 13.50
    13.41
    		12.05 | 14.48 8 | 12 Average
    Semi Deviation 10.20
    10.13
    		9.20 | 10.90 6 | 12 Good
    Max Drawdown % -18.70
    -20.73
    		-23.34 | -18.70 1 | 12 Very Good
    VaR 1 Y % -17.72
    -19.37
    		-24.76 | -14.79 4 | 12 Good
    Average Drawdown % -9.61
    -7.38
    		-10.33 | -5.36 11 | 12 Poor
    Sharpe Ratio 0.72
    0.64
    		0.17 | 0.85 4 | 12 Good
    Sterling Ratio 0.56
    0.48
    		0.26 | 0.60 3 | 12 Very Good
    Sortino Ratio 0.34
    0.30
    		0.09 | 0.39 5 | 12 Good
    Jensen Alpha % 0.60
    -0.22
    		-4.50 | 2.58 4 | 12 Good
    Treynor Ratio 0.11
    0.10
    		0.03 | 0.13 4 | 12 Good
    Modigliani Square Measure % 16.93
    15.76
    		9.30 | 19.37 4 | 12 Good
    Alpha % 0.74
    -1.55
    		-7.95 | 1.95 4 | 12 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.90 -0.22 -1.19 -2.03 | -0.29 14 | 16 Poor
    3M Return % -1.74 -0.01 -1.81 -4.27 | 1.09 8 | 16 Good
    6M Return % 3.66 8.70 4.76 -1.00 | 10.86 13 | 16 Poor
    1Y Return % 1.51 8.48 1.50 -5.84 | 8.01 10 | 16 Average
    3Y Return % 16.22 17.57 15.78 7.40 | 18.84 8 | 12 Average
    5Y Return % 17.53 18.26 18.72 13.87 | 21.78 9 | 11 Average
    7Y Return % 14.77 15.34 16.01 11.60 | 19.44 7 | 10 Average
    10Y Return % 15.14 14.68 15.43 12.44 | 17.70 5 | 8 Average
    1Y SIP Return % 6.62 7.83 -0.41 | 17.59 12 | 16 Average
    3Y SIP Return % 14.42 13.37 3.38 | 16.37 6 | 12 Good
    5Y SIP Return % 15.16 14.77 8.16 | 16.67 7 | 11 Average
    7Y SIP Return % 16.40 16.91 10.93 | 19.71 8 | 10 Average
    10Y SIP Return % 14.71 15.84 11.66 | 18.12 6 | 8 Average
    Standard Deviation 13.50 13.41 12.05 | 14.48 8 | 12 Average
    Semi Deviation 10.20 10.13 9.20 | 10.90 6 | 12 Good
    Max Drawdown % -18.70 -20.73 -23.34 | -18.70 1 | 12 Very Good
    VaR 1 Y % -17.72 -19.37 -24.76 | -14.79 4 | 12 Good
    Average Drawdown % -9.61 -7.38 -10.33 | -5.36 11 | 12 Poor
    Sharpe Ratio 0.72 0.64 0.17 | 0.85 4 | 12 Good
    Sterling Ratio 0.56 0.48 0.26 | 0.60 3 | 12 Very Good
    Sortino Ratio 0.34 0.30 0.09 | 0.39 5 | 12 Good
    Jensen Alpha % 0.60 -0.22 -4.50 | 2.58 4 | 12 Good
    Treynor Ratio 0.11 0.10 0.03 | 0.13 4 | 12 Good
    Modigliani Square Measure % 16.93 15.76 9.30 | 19.37 4 | 12 Good
    Alpha % 0.74 -1.55 -7.95 | 1.95 4 | 12 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Consumption Fund NAV Regular Growth Sundaram Consumption Fund NAV Direct Growth
    04-12-2025 99.0004 108.8824
    03-12-2025 98.8316 108.6942
    02-12-2025 99.5682 109.5018
    01-12-2025 99.746 109.6947
    28-11-2025 100.1 110.0762
    27-11-2025 99.9041 109.8582
    26-11-2025 100.6237 110.647
    25-11-2025 100.0418 110.0045
    24-11-2025 99.9104 109.8574
    21-11-2025 100.5652 110.5696
    20-11-2025 100.8373 110.8661
    19-11-2025 100.8464 110.8735
    18-11-2025 100.4509 110.4361
    17-11-2025 100.8205 110.8398
    14-11-2025 100.3491 110.3138
    13-11-2025 99.9523 109.8749
    12-11-2025 100.4564 110.4265
    11-11-2025 100.0678 109.9967
    10-11-2025 99.7605 109.6564
    07-11-2025 99.9498 109.8566
    06-11-2025 100.7406 110.7233
    04-11-2025 100.9926 110.995

    Fund Launch Date: 20/Mar/2006
    Fund Category: Consumption Fund
    Investment Objective: The primary investment objective of the Scheme is togenerate returns by investing predominantly in equity /equity-related instruments of companies engaged in ruraland/or consumption business.
    Fund Description: Rural and Consumption Fund
    Fund Benchmark: Nifty 500 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.